Steps to consider before entering Aged Care

Steps to consider before entering aged care   December 2018   Early planning can take away a lot of the stress and uncertainty that can arise when considering aged care at home or a residential aged care facility. Know what your options are The first option that probably comes to mind is a residential aged […]
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May 2019 – Economic Snapshot

Click here: Economic Snapshot May 2019 final
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How long will my retirement savings last?

October 8, 2018 / by Altitude Wealth Management / Blog / 0 Comments
When planning your retirement, the lifestyle you want to achieve is an important consideration and a starting point for setting your long-term wealth creation plans. The sum of money that you can accumulate during your working life will drive how much income you can generate in retirement. This obviously then affects your lifestyle options, especially […]
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Good reasons to start a Self Managed Super Fund….

October 3, 2018 / by Altitude Wealth Management / Blog / 0 Comments
Self-managed superannuation funds, or DIY funds as they are also known, have for some time now been the growth sector of the superannuation market. With more than 598,000 funds and over $712 billion in assets confirms the continuing popularity of self-managed super. So, what is it that makes self-managed funds so attractive? Below are some good […]
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Downsizing your home has never been more tax effective

August 31, 2018 / by Altitude Wealth Management / Blog / 2 Comments
On July 1, 2018, new rules will commence which will allow those over age 65 to make contributions to super when they sell their home. These new rules will allow what is known as downsizer contributions. They may enable you to get more money into the tax-effective super environment but careful planning is required to […]
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Have you considered what you will do if an unexpected event occurs?

Your SMSF is a long-term plan. Much can happen during this time including illness, incapacity or death of a member. It is best practice to have contingency plans in place to deal with unexpected events. For example, if a fund member dies, leaving you as the sole member are you happy to continue with the […]
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Considerations when planning for retirement?

Retirement tends to roll around a lot sooner than we expect. Laying plans from an early stage will ensure you enjoy the best retirement possible. What are my retirement options? Most of us look forward to retirement. It’s a chance to explore new horizons, do all the things we never had time for when we […]
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Why I chose to seek advice from a financial planner

(Guest blog) : Mellissah Smith I’m 44 years of age and after finding myself in an unfamiliar territory this month where I was unwell for a number of weeks, my mortality came fast and furiously to the forefront. I’ve been tracking along in life quite nicely and have built a half decent lifestyle for myself. […]
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Why you should write a will

January 31, 2018 / by Altitude Wealth Management / Blog / 0 Comments
You probably have a good idea of who you’d like to give your hard-earned assets when you’re gone. Making a will can help ensure your assets are distributed the way you want. Many people see making a will as something to do when they have children or other dependents to worry about. After all, they […]
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12 Facts of Christmas

December 18, 2017 / by Altitude Wealth Management / Blog / 0 Comments

As 2017 comes to a close, we all fall into holiday mode with Christmas & New Year’s just around the corner. Words of wisdom, thanks and optimism for 2018 are the ongoing communications that we are sure are taking place as we speak.

As we celebrate Christmas, many of you may or may not know the facts behind this celebration apart from the religious belief and aspect of the event. So, we thought it would be good to provide you the “12 Facts of Christmas” for you to share with your friends and loved ones –  wearing a paper crown while imparting this wisdom is optional.

  1. In AD 350 Pope Julius I proclaimed 25 December as the official celebration date for the birthday of Christ.
  2. Commissioned by Sir Henry Cole, the first Christmas card was invented in 1843 by British illustrator John Callcott Horsley. Hallmark introduced their first Christmas card in 1915.
  3. The first Christmas crackers were created by London sweet maker Tom Smith in 1847. Bonus fact: The largest cracker – 45.72m long and 3.04m in diameter – was pulled in Australia in 1991.
  4. Germans made the first artificial Christmas trees out of goose feathers dyed green. Tinsel was invented in 1610 in Germany and was once made of real silver. Apples were the first tree decorations. Bonus fact: According to the Guinness Book of Records, the tallest Christmas tree ever cut was a 221-foot Douglas fir.
  5. The tradition of Christmas stockings being hung by the chimney started when three girls who could not afford to marry as they had no dowry hung their stockings by the fire to dry. St Nicholas of Myra heard about the girls’ dilemma and dropped gold coins down the chimney and they fell into the stockings. Bonus fact: The largest Christmas stocking measured 32.56m long and 14.97m wide, weighed as much as five reindeer and held almost 1,000 presents.
  6. Saint Francis of Assisi introduced singing carols in a church in the 13th century.
  7. All the gifts in the ‘12 Days of Christmas’ would equal 364 gifts. The gifts actually refer to Catholic symbolism, for example “true love” means God, “a partridge in a pear tree” represents Christ, “two turtledoves” are the Old and New Testaments, “three French hens” stood for faith, hope and love, the “four calling birds” were the gospels of Matthew, Mark, Luke, and John.
  8. “Xmas” has been an abbreviation for Christmas (which is itself a contraction of Christ’s Mass) since the mid-1500s. “X” in Greek is the first letter of Christ.
  9. Irving Berlin wrote White Christmas in 1940 and Bing Crosby’s rendition has sold more than 100 million copies. Paul McCartney earns half a million dollars every year from his Wonderful Christmastime song.
  10. We Wish You a Merry Christmas was originally a threat – being sung loudly and repeatedly by crowds of rowdy servants demanding alcohol from their masters… or else – “We won’t go until we get some”.
  11. During the Christmas of 1914 (World War I), a truce was held between Germany and the UK. They decorated their shelters, exchanged gifts across no man’s land and played a game of football. During WWII, US playing card company Bicycle manufactured cards to give to all the POWs in Germany as Christmas presents – when the cards were soaked in water, they revealed an escape route.
  12. Visa cards are used 5,000-6,000 times every minute during the Christmas season and 28 sets of Lego are sold every second.

Once again, as another successful and enjoyable year comes to a close, we would like to thank all of our clients and their families for their support throughout the year. On behalf of all the staff Altitude Wealth Management, we hope you have had a wonderful 2017 and we are very much looking forward to a bright 2018 for all!

Looking to secure your future financials?

Contact Altitude Wealth Management today on (07) 4753 5777 or via email at townsville@altitudewm.com.au to speak with one of our friendly consultants on how you can secure your future.

Disclaimer

Past performance is not a reliable indicator of future performance. The information and any advice in this publication does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. This article may contain material provided directly by third parties and is given in good faith and has been derived from sources believed to be reliable but has not been independently verified. It is important that your personal circumstances are taken into account before making any financial decision and we recommend you seek detailed and specific advice from a suitably qualified adviser before acting on any information or advice in this publication. Any taxation position described in this publication is general and should only be used as a guide. It does not constitute tax advice and is based on current laws and our interpretation. You should consult a registered tax agent for specific tax advice on your circumstances.

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